Student Loans Guidance

STUDENT LOAN HELP |

Dr. Dat Bui O.D

133 2nd Street, Los Altos, CA 94022

📧 Admin@odsonfinance.com

📲 TEXT (650) 668-2850

www.odsonfinance.com/student-loan-refinancing-lenders/
FREE Student Loans Guidance | Refi

This is Dr. Dat Bui,OD! But please call me Dat! Thank you for your interest in getting access to the lowest student refi rates and getting a FREE customized student loan guidance! We helped over thousands of new doctor graduates with their student loans over the last 5 years.

Instructions:
- (1) To get a customized Student Loan guidance, can you submit the following background information (confidential) so I can get a much better idea of your personal & financial goals, debt to income ratio etc. Whether you should Refi to a lower rate or aim for federal 20-25 forgiveness.
- (2) Once that is all submitted, you will get a email/text notification of your customized student loan guidence!
Feel free to email/text us you have any questions! 📧 admin@odsonfinance.com 📲 TEXT ONLY (650) 880-6493

⚠️ We are not lawyers, CPAs, financial advisors. All advice given or taken on this meeting should be treated with discretion and discernment. As always, please consult with a professional expert.

In the meantime, check out these comprehensive guide resources:

🏦 List of Recommended Student Refi Lenders
📘 OD’s Guide to Student Loans
📘 OD’s Guide to Student Refinancing
📱 Student Loans Payment Plan & Forgiveness CALCS
👥 Recommended Student Loans Expert/CFP (Esp if you going for federal forgiveness)
📘 Step by Step Financial Guide for Investing & Paying off Debt
Background Information
Full Name

First NameLast Name
E-mail
example@example.com
Cell Phone Number (TEXT NOTIFICATION ONLY)
Format: (000) 000-0000.
Optometry School
Name of School
Graduation year
Year of graduation
- Current Annual Salary (GROSS)
  Gross Doctor Salary: Includes all PT & per diem
- Projected future annual salary in 5 years (GROSS)
  Earning potential over the next 5 years (e.g Raise/Practice owners)
- Total Federal Loans AMOUNT
  You can find this info here: https://studentaid.gov/manage-loans/repayment
- Federal Loans Interest Ranges
  Typical ranges are around 4.5% to 7.5%, with an average being 6.8%.
- Total PRIVATE or REFI Loans AMOUNT
  Majority of doctors don't have private student loan but you can search via https://www.annualcreditreport.com/
- Private Loans Interest Ranges
  Typical range are around 8% to 15%, with an average being 8.5%. Unless they are Refi private loans
- Estimated Credit Score
  Credit scores are used by ReFi lenders to determine whether to approve applications for loans, credit cards, and other purchases. A higher credit score can lead to better terms and lower interest rates when refinancing
- Are you working for a non-profit like VA/IHS/Academic?
  For 10-year PLSF: at least 30hrs at an non-profit organization (501C)
- How many days a week are you currently working?
  
  Other
- Are you interested in Practice Ownership within the next 5-10 years?
- Do you have any other major debt such a credit card, car lease, home mortgage, please indicate below:
  Other Debts such as credit card, car lease, home mortgage, etc
- Any special financial circumstances like other major past bankruptcy, PT/FT disability, divorced, stay at home, part time work, etc?
- OPTIONAL: Do you have any spousal support? If so, please indicate SO's annual gross income
- Are you motivated to pay it off aggressively within 5-10 years to achieve financial freedom? Or interested in 20-25 Total Federal Forgiveness?
- Any other information that you want us to be aware of?
- Should be Empty:

Background Information